When it comes to new cars, it seems I'm always doomed to have an accident in one while I'm still under financing of the vehicle. It happened in 2000 with my Hyundai Accent, it happened in 2004 with my Chevrolet Cavalier and now it's happened in 2007 with the Ford Mustang. The culprit responsible for the damage to this piece of iconic automobile machinery is a female deer that had ran across 3 lanes of traffic in the westbound lanes of the interstate into the eastbound lane I was travelling. I tried to avoid hitting her as best as I could be with a line of traffic behind me, I had to think about the safety of others (as well as myself) so I couldn't slam on the brakes to completely miss her. I hit the brakes as best as I could however and she almost cleared my car. The rear half of her body hit the Mustang causing damage to the fender, fender liner, headlight, parking lamp and a whole host of other damages including breaking the front fascia completely in two (not noticable in the pictures).
The car was quoted as having a little over $2,000 worth of damages, however my insurance did their own appraisal of the vehicle and deemed that the car only had $1,100 worth of damage. A huge difference in price. I learned the reason for the difference in price was due to the fact that my insurance company wanted to repair my car with used parts (car was less than a six months old in ownership) which didn't agree with me, especially at the premium I am paying semi-annually. I decided at this point in time that I would take the money that my insurance company is going to give me (and with a little help from a bank loan) and do some modifications to this damaged beauty.
